Personalised Portfolio Program – Invest in US stock market
Let us help you to build your portfolio and invest in US stock market with our buy and hold strategy – with a twist! There are many factors to consider when building an investment portfolio; your own risk tolerance, time horizon and stock selection, for example. With our help we can build a strategy especially for you that is driven by fundamental data and top-tier research. This strategy is back tested, adjusted and rebalanced regularly with you. Once the historical performance meets your expectations you can invest in the strategy and track it’s performance.
‘Our focus is on the criteria of the investment strategy rather than any one individual company or stock. We look at a variety of aspects of a stock before including it within our portfolio strategies. All the portfolios are weighted proportionally depending on the specific criteria selected for your individual strategy. Our key criteria are:
- S&P 500: The stock must be a component of the S&P 500 index. Why? These are 500 of the largest US publicly traded companies on the US stock market. It is not strictly the largest by market capitalisation as there are other factors taken in to consideration by the index. It is widely regarded as the best single gauge of US equities and many funds are designed to track the performance of the S&P. Basically, if it is good enough for the S&P then it is good enough for Trillium Capital.
- Market Capitalisation: This refers to how much a company is worth as determined by the stock market – the total market value of all outstanding shares. We generally stick to the top 20 – 25 companies.
- Dividend Yield: This is a financial ratio, expressed as a percentage that shows how much a company pays out in dividends each year relative to it’s stock price. We look at stocks who have paid a minimum of 2% in the last year.
- Variance: We look at variance to see how much risk the investment carries.
- Return on Equity: Considers the measure of the profitability of a corporation in relation to stockholders’ equity. It is expressed as a percentage and we look at stocks with an ROE of 5%+.
- Price to Earnings Ratio: This relates a company’s share price to its earnings per share.
- Sharpe Ratio: This is used to help investors understand the return of an investment compared to its risk.
Taking a blend of all of the above into consideration while we invest in US stock market and depending on your own risk tolerance, financial goals etc, the end product will be a well-balanced, diversified strategy or number of personalised strategies within your portfolio.
If you have any more questions about how to invest in US stock market, check out our extensive FAQ’s below.
Below, see enlargeable examples of three different Personalised Portfolio Strategies and their performance over the last 3 years.
Frequently asked questions about our Personalised Portfolio Program
If you have any more questions please feel free to contact us!
What fees do you charge for the Personalised Portfolio Program?
0.5% of assets under management with a minimum annual fee of €2000.00.
What is the minimum investment for the Personalised Portfolio Program?
There is no minimum invest amount for this program.
Can I add to my investment in the Personalised Portfolio Program?
Yes, you can add to your initial investment on a monthly, quarterly or annual basis.
Can I withdraw funds from the Personalised Portfolio Program?
Yes, you can withdraw funds at the end of each month, giving 2 weeks advance notice.
How secure is my money?
Clients assets are held off balance sheet.
The funds are traded within the Interactive Brokers platform. Interactive Brokers is a reputable company listed on the Nasdaq. It has over 1 million client accounts with over 2 million daily trades. It has equity capital of $9 Billion and $6.9 Billion excess regulatory capital.
What is the Sharpe Ratio?
The Sharp ratio can be used to evaluate the total performance of an individual stock or an aggregate portfolio. It indicates how well an investment performs in comparison to the rate of return on risk-free investments. A high Sharpe ratio is good when compared to similar portfolios with lower returns.
What is Variance?
Variance is a measurement of the spread between numbers in a data set. It is used to see how much risk an investment carries and whether it will be profitable. It is also used to compare the relative performance of each asset in a portfolio to achieve the best asset allocation.
What is Back Testing?
Back testing assesses the viability of a trading strategy by discovering how it would have played out retrospectively using historical data. The theory being if it worked well in the past it will possibly work well in the future.
Do you only invest in they US markets?
Yes, the fund only buys stocks that are traded on the major US exchanges. We choose to invest in US stock market. However this does not mean that the portfolio is not diversified. Many of the companies within our portfolio are large multi national firms with assets spread across the globe.
What taxes do I pay?
We do not withhold exit taxes. We are not tax advisors and recommend that you speak to your own tax consultant.
What is the high water mark?
The high water mark is the highest level in value an investment fund has reached and is used as a demarcation point in determining performance fees that an investor must pay. The purpose is to protect investors from repeatedly paying a fee every time the fund earns a profit.
What is the Nasdaq 100 Index?
The Nasdaq is a basket of the 100 largest, most actively traded stocks listed on the Nasdaq stock exchange. It includes companies from a variety of different industries except the financial industry. Listed stocks need to publicly report earnings quarterly or annually and must have an average daily trading volume of 200,000. Exceptions are made for new public companies with extremely high market capitalisations.
What is the S&P 500?
The Standard & Poors Index is a market capitalisation-weighted index of the 500 largest U.S. publicly traded companies. It is a float-weighted index which means the company market capitalisations are adjusted by the number of shares publicly traded. It is widely regarded as the best gauge of large-cap US equities.
What is the Dow Jones 30?
This is a stock market index is a widely watched benchmark in the US for blue chip stocks. It is a price weighted index that tracks 30 large, publicly owned companies trading on the New York Stock Exchange and the NASDAQ.
What is Market Capitalisation?
It is defined as the total market value of all outstanding shares and it refers to how much a company is worth as determined by the stock market. To calculate a company’s market capitalisation, multiply the number of outstanding shares b the current market value of one share. Companies are generally divided in to 3 market cap categories:
- Small Cap – $300 million to $2 Billion
- Mid Cap – $2 Billion to $10 Billion
- Large Cap – $10 Billion or more
What is a hedge fund?
A hedge fund is an investment partnership, made up of a professional fund manager or general partner such as Trillium Capital and the investors, such as you, who are also known as limited partners. The limited partners put their investment money in to the fund. The fund is the managed by the general partner on behalf of its limited partners. The experience of the general partner allows them to manage investments and hedge where necessary to protect the investments of the limited partners.
What is Technical Analysis?
According to Investopedia – Technical analysis is a trading discipline employed to evaluate investments and identify trading opportunities in price trends and patterns seen on charts. Technical analysts believe past trading activity and price changes can be valuable indicators of future price movements.
It may be contrasted with fundamental analysis which focuses on a company’s financials rather than historical price patterns or stock trends.
What is Net Asset Value (NAV)?
The NAV is equal to a fund’s or company’s total assets less it’s liabilities.
What is a Dividend?
A dividend is the distribution of some of a company’s shareholders, as determined by the company’s board of directors. Payments are made by publicly listed companies as a reward to investors. Company’s stock price can decrease or increase depending on the dividend announcement.
What is a Trading Algorithm?
Algorithmic trading is a process for executing orders utilising automated and pre-programmed trading instructions to account for things such as price, timing and volume. There are process and rules based algorithms to employ strategies for executing trades. It makes use of complex formula’s combined with mathematical models and human oversight to make trading decisions.
What is an ETF?
An ETF or an Exchange Traded Fund is a basket of securities that trade on an exchange like a stock. The ETF share prices fluctuates daily as it is bought and sold. There are many different ETF’s available based on stocks, commodities, bonds etc.
What is Swing Trading?
Swing Trading involves making a trade that lasts from a couple of days up to several months in order to profit form an anticipated price move. It exposes a trader to overnight and weekend risk, as a stock price couple gap and open the following morning at a substantially different price. Swing traders often combine technicial and fundamental analysis when looking for trading opportunities.
What does going Long mean?
Being Long a stock or in a Long position refers to the purchase of a stock – the trader owns that stock.
What does going Short mean?
This refers to a trading technique in which a trader sells a stock without actually owning it. The plan is to purchase it later – this is called covering a position. A trader may short a stock if they believe that the price of that stock is going to fall.