Trillium Capital Pension Fund – Pension Investing Ireland

Variance is a measurement of the spread between numbers in a data set.  It is used to see how much risk an investment carries and whether it will be profitable.  It is also used to compare the relative performance of each asset in a portfolio to achieve the best asset allocation.

Clients assets are held off balance sheet. 

The funds are traded within the Interactive Brokers platform.  Interactive Brokers is a reputable company listed on the Nasdaq. It has over 1 million client accounts with over 2 million daily trades.  It  has equity capital of  $9 Billion and $6.9 Billion excess regulatory capital.

€10,000 for a pension investor and €30,000 for a non pension investor.

There is an annual administration fee of 2% of the investment value, this is deducted at a rate of 0.5% per quarter.  We operate on a profit share basis, dividing all profits 70/30, you keep 70% and we take 30%.  The profit is calculated from the high water mark.

Yes, contributions can be made at the beginning of each quarter – January, April, July & October.

We have a minimum investment term of 12 months,

We do not withhold exit taxes. We are not tax advisors and recommend that you speak to your own tax consultant.

The high water mark is the highest level in value an investment fund has reached and is used as a demarcation point in determining performance fees that an investor must pay. The purpose is to protect investors from repeatedly paying a fee every time the fund earns a profit.

A hedge fund is an investment partnership, made up of a professional fund manager or general partner such as Trillium Capital and the investors, such as you, who are also known as limited partners. The limited partners put their investment money in to the fund. The fund is the managed by the general partner on behalf of its limited partners. The experience of the general partner allows them to manage investments and hedge where necessary to protect the investments of the limited partners.

The Nasdaq is a basket of the 100 largest, most actively traded stocks listed on the Nasdaq stock exchange.  It includes companies from a variety of different industries except the financial industry.  Listed stocks need to publicly report earnings quarterly or annually and must ave an average daily trading volume of 200,000.  Exceptions are made for new public companies with extremely high market capitalisations.

This is a stock market index is a widely watched benchmark in the US for blue chip stocks.  It is a price weighted index that tracks 30 large, publicly owned companies trading on the New York Stock Exchange and the NASDAQ.

The Standard & Poors Index is a market capitalisation-weighted index of the 500 largest U.S.  publicly traded companies.  It is a float-weighted index which means the company market capitalisations are adjusted by the number of shares publicly traded.  It is widely regarded as the best gauge of large-cap US equities.

This is an approved retirement fund.  It is a post retirement investment plan for the proceeds of any of the following:

• Defined Contribution Scheme
• Additional Voluntary Contributions
• Personal Retirement Savings Account
• Retirement Annuity Contract
• Buy out  Bond (where the benefits from a defined benefit or defined contribution scheme were transferred in to a buy out bond)
• In the case of a 5% Director, other retirement benefits that are not taken in the form of a lump sum or pension on retirement.

Certain qualifying conditions must be met in order for you to be eligible to transfer your funds to an ARF.  Please check out The Pensions Authority for further information. 

A Personal Retirement Bond is a special type of personal pension contract, where the only premium payment comes from a transfer from an occupational pension scheme.  There are several rules around the transfer for such funds.  Please check out The Pensions Authority for more detailed information. 

It is a Small Self-Administered Pension Scheme which can also be referred to as a Self-Invested Pension Plan (SIPP).   It is a pension backed by your employer, an employer can establish one for any employee.  Most commonly used for company directors and owners. It differs from other pension schemes where the contributions are given to a life assurance company or other financial investment company.  The owner of the pension is in control of the investment decisions.